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把个人贷款看成是您现在就可以借到并在几年内还清的多用途资金。用它们来合并高息信用卡，进行房屋装修或支付意外开支。如果您有什么想法，我们也有。
个人贷款
今天整合你的债务，明天就可以安心了。
用ACFCU的个人贷款来合并你的债务，可能会降低你的月供，并帮助你在贷款期间节省更多的费用。ACFCU不仅仅是一个贷款人，我们是您的邻居。今天就申请，享受我们的邻里服务。
费率低至
10.49
%
APR*
Rates Effective: 三月 29, 2024| 类型 | 最高贷款额度 | 期限最长至 | 年利率*低至 | 每月付款样本 2 |
|---|---|---|---|---|
| 类型 个人贷款 | 最高贷款额度 $10,000 | 期限最长至 48个月 | 年利率*低至 10.49% | 每月付款样本 2 $179 for $7,000 or $26 per $1,000 |
| 类型 个人贷款 | 最高贷款额度 $20,000 | 期限最长至 60个月 | 年利率*低至 11.49% | 每月付款样本 2 $220 for $10,000 or $22 per $1,000 |
| 类型 个人贷款 | 最高贷款额度 $50,000 | 期限最长至 72个月 | 年利率*低至 11.99% | 每月付款样本 2 $489 for $25,000 or $20 per $1,000 |
通过我们的移动应用程序，随时随地管理您的资金。
Why Remarkable Service
is Right For You
作为一个提供全方位服务的信用社，我们是一个像您一样的会员的合作组织，我们知道，通过团结一致，我们都可以在我们的财务旅程中受益。
金融赋权
我们在这里帮助我们的会员和邻居实现他们的财务目标，过上最好的生活。
奖励体验
我们认为，没有什么比服务于我们的会员更有意义的了，并且相信一次好的转变值得另一次。
诚信至上
我们不仅满足您的金融需求，还承诺做您的好邻居，诚信服务。
细则
*APR = Annual Percentage Rate. Rate subject to change without notice. Rates effective as of March 29, 2024. Maximum interest rate 18%. Members who apply online will receive a 0.25% APR discount on a Personal Loan. Not all applicants will qualify for the lowest rate. To qualify for as low as rate members must meet credit criteria qualifications and apply online. Minimum loan amount $1,000.
1Must be a member for at least 90 days prior to applying. All accounts and loans must be current (not negative or delinquent) for the past six months. Cannot have been denied for a personal loan within the past 3 months. Direct deposit is not required. However, $1,000 in deposits every calendar month for the past two months is required. Only one Fast Cash loan per member and only one open at a time with two maximum per rolling 12 months. Current Fast Cash loans must have 6 months of payments before they can be refinanced. Only the primary account holder may apply for Fast Cash. For a 12-month loan of $1,000 at 16.78% APR, the monthly payment would be $87.45. Payment is based on first due date within 30 days of closing.
2由于贷款中加入了付款保障，且首期付款到期日不是资金到位后30天，因此付款示例可能会有所不同。
